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Freelance Photographer in Dubai, UAE - Experienced, Sophisticated, Affordable & Reliable
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News and Tips

Living room seating ideas: 10 arrangements for any size space

January 31, 2022 by Louie Alma Photography No Comments

Living room seating ideas: 10 arrangements for any size space

With some good living room seating ideas you can easily make the best use of your space, whatever shape your room. In fact, the ways in which you can arrange your sofa and chairs are endless – from a smart symmetrical layout to grouped-together seating, you can not only maximise your living space, but also create the ambience you’re after.

Looking for a cosy vibe? Go for a sociable setting with sofas and chairs within close proximity of each other. Prefer something worthy of a show home? Then use chairs and accent pieces like side tables to create a more balanced setting.

Living room seating ideas

It’s likely that your room shape will dictate your living room seating layout to some degree, but contrary to common belief, when it comes to living room sofa ideas the traditional against-the-wall format isn’t always the best arrangement, even in a compact room.

If you have space or your living room is a tricky shape, it’s worth looking at other options – and we’ve got a few to whet your appetite, whether you’re lucky enough to have a large open-plan space or are looking to maximise a smaller room shape.

Read on for the best living room seating ideas to suit any space…

1. Pull furniture away from the wall

white living room with teal velvet sofa round glass coffee table and natural linen blinds

Image credit: Future PLC

Pushing all your seating against the wall isn’t always the best way to arrange living room furniture, as it can create an awkward space in the centre and bring focus to the fact it’s not the largest of rooms. Instead, try pulling furniture in towards the centre to give the area an open feel and create an illusion of more space – plus it offers you the chance to introduce other furniture behind, such as a sideboard or console.

2. Mix it up

A white living room with coral pink armchairs and black pendant lights in one corner

Image credit: Future PLC/ Robert Sanderson

In a large space you can afford to have a variety of seating, from a sofa, loveseat, armchair or even a chaise longue or recliner. Space the seating out, with each piece facing inwards and a coffee table taking the centre spot for a balanced feel.

If you’re worried that by mixing different shapes and sizes it could look a bit mismatched, keep one element the same in each, whether it’s a similar colour, fabric, or shape, and use a large rug to unify the seats, with all key pieces having at least two legs on top of the rug.

3. Switch a sofa for armchairs

contemporary white living room with monochrome rug black armchair and white boucle chair

Image credit: Dunelm

Having trouble fitting a sofa into an awkward-shaped room? Or maybe you’re worried a sofa will take up too much space? Swapping a sofa for armchairs can provide a good alternative, but before you buy it’s worth considering whether you want two identical chairs, or ones in different sizes and materials.

Large, roomy armchairs, such as this boucle design above, make the ideal snuggle spot, while the smaller black armchair echoes the curved design and fits perfectly into the monochrome scheme.

Buy now: Arlo Boucle chair, £349, Dunelm

4. Create a focal point

grey living room with turquoise curtains and turquoise velvet sofa

Image credit: Future PLC / Brent Darby

Whether it’s a TV, fireplace or feature wall, direct your main seating towards a focal point to give your living room a sense of direction – a cornerstone, so to speak.

Angle other chairs or seating in a similar direction to create a cocooned feel – perfect for cosy nights watching a roaring fire, a new series on TV or taking in a scenic view.

5. Make it multifunctional

Grey living room with yellow paint detail

Image credit: Future PLC/Jo Henderson

Our living room seating can do so much more than just provide a place to sit on, so consider adding in pieces that have more than one use. For example, a sofa bed is ideal for when you need an extra sleep space for guests, while ottomans make a handy coffee table and can double up as extra seating when needed.

6. Group seating together

coral pink living room with mustard velvet sofa and cane furniture

Image credit: John Lewis & Partners

If you want your living room to have a relaxed feel, then place your seats so they’re angled towards each other for a super-sociable space where you can converse easily. Give yourself the flexibility to be able to move your seating around to suit the occasion and amount of guests by opting for lightweight living room accent chairs and footstools that can be pulled in and out when needed.

Here, the bamboo coffee table and armchair bring a laidback, retro feel to the scheme, while the mustard-coloured sofa adds a bright burst of colour.

7. Add curves

large white living room with high arched windows and curved sofa and armchairs

Image credit: Sofology

On a scale of one to 10, this beautiful and shapely design is a solid 12 and up there with our pick of the best sofas. Roomy and luxurious, its undulating curves echo the shape of the window arch and are duplicated in the two armchairs opposite, adding visual appeal and a softness to the scheme.

Note how the coffee tables and sideboard also have a circular shape, while a globe-style pendant lihttps://www.idealhome.co.uk/buying-guide-reviews/best-sofas-242350ght overhead brings yet more curves, breaking up the tall ceiling and large expanse of space.

Buy now: Palm four-seater sofa in Lucerne Ivory, £3,799, Sofology

8. Welcome a flexible fit

Image credit: Swyft

Even the largest of living rooms can have areas that can be hard to find a sofa for, and if you’re struggling to find one that works, it’s worth checking out a modular design. The beauty of this style of sofa is that you can arrange it as you want, whether you have two seats or 10, a left or right chaise, and should you change your room or move to a new house, you have the flexibility to rearrange your modular sofa to suit.

This neat, square-shaped design is ideal if you’re after grey sofa living room ideas and the deep seats offer plenty of room for stretching out on.

Buy now: Model 03 sofa in Shadow, £2,385, Swyft Sofas

9. Keep seating symmetrical

Image credit: Mel Yates / Shalini Misra

Sophisticated, neat and pleasing to the eye, a symmetrical seating layout can bring an orderly, well-proportioned feel to your living room. Choose between placing two sofas opposite each other, with a coffee table to separate them, or a sofa with identical chairs at both sides, facing inwards, as shown here in this scheme by interior designer Shalini Misra.

Have a look at some living room cushion ideas for an extra hit of symmetry and follow up with a neat grid-like feature wall above.

10. Maximise seating

Image credit: Future PLC

When lounging and TV-watching are the main activities, opt for a corner couch for the ultimate slouch! Where a couple of sofas may be too bulky, an L-shape design can maximise the space and fit neatly into a tricky corner.

How can I maximise my living room seating?

Kelly Collins, interior designer and head of creative at Swyft Home, recommends using the full scope of your room when working with a small living space. ‘

Push the sofa against the wall, swap wall lamps for standing lamps and use every square inch of floor that’s available,’ she suggests. ‘Try to avoid leaving any dead spaces in the room, as this will only eat into the useful area and make your living room feel smaller.’

How much seating should a living room have?

This really depends on the size of your living room, says Dani Burroughs, head of product at Snug. ‘It’s important to make sure that your home works for you, rather than you working for your home,’ she says.

‘Comfort is king when it comes to seating. Whether you want a large squishy corner sofa with deep hugging seats, or a compact two-seater that fits like a glove into an alcove or smaller, awkward area, it’s all about using the space available – and, of course, personal choice.’

‘Ideally you want enough seats for each member of the family to have a place to sit back and relax, but if space is tight, a great alternative is a 1.5 seater snuggler that offers all of the comfort of a regular sofa,’ Dani continues. ‘Another great option is a footstool, as it adds extra comfort while doubling up as an additional seat when guests come to visit.’

How do you maximise seats in a small room?

‘Small spaces require a little creativity and versatility, which is why modular works best,’ says Dani. ‘Look for a sofa that grows with you and your lifestyle as your needs change. This will mean you can turn your two-seater into a three-seater sofa or change it into a corner sofa, all in a moment’s notice by simply adding new pieces with zero fuss.’

Kelly Collins at Swyft Home agrees and suggests looking at the rest of your furniture, too. ‘Although it may feel counterintuitive to add more furniture to your small space, introducing an armchair or footstool can help to make your living room more functional and more attractive,’ she says.

‘One of the most effective modern small living room ideas you’ll come across is using oversized furniture. Though it may seem surprising, using large pieces of furniture in a cosy space can actually work really well, as long as other clutter and furnishings are kept to a minimum.’

The post Living room seating ideas: 10 arrangements for any size space appeared first on Ideal Home.

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News and Tips

Best heated clothes airer – 5 top buys for when your washing line is out of action

January 31, 2022 by Louie Alma Photography No Comments

Best heated clothes airer – 5 top buys for when your washing line is out of action

You’ve probably heard of a heated clothes airer before, and you might’ve wondered if they are actually worth the money. Well, the short answer is yes. Whether you own a tumble dryer or you’ve not got space for one at home, a heated clothes airer will make tackling a pile of wet washing 10 times easier. Not to mention that once your washing line is out of action from October to March, this will prove to be a handy alternative for indoor use, whether in a designated utility room or in your kitchen.

Heated clothes airers, for anyone who doesn’t know, are the same as your normal clothes airer yet once plugged into power, they heat up in order to dry your clothes faster. Yes, this means no crispy towels. Huzzah! It makes for a quicker turnaround if you’ve not got a tumble dryer, or if you have got a tumble dryer, it’s another way to dry smaller loads. It also rids the need to leave wet stuff in your machine if you tumble dry half a load at a time.

Undeniably brilliant for use in the wintertime, when drying clothes on a normal airer is a proven feat thanks to cold air and condensation, a heated clothes airer will probably be something that you’ll soon wonder how you ever lived without. The majority of these airers are foldable, too, so that once you’re done they can be tucked neatly inside a cupboard. Plus, they can be popped up in seconds, and in any place from your kitchen to your utility or bedroom, so long as there’s a socket nearby. Some airers come with a cover to use to speed up drying time, just to make this process a little more seamless.

A brilliant alternative to a tumble dryer, it’s easy to see why heated clothes airers have gained such traction recently. Here, we list the best options on the web to buy now to speed up your laundry routine. Otherwise, if a heated clothes airer isn’t something that you’re in a position to invest in right now, then using one of the best dehumidifiers inside the room where you often air your laundry will definitely help to dry your clothes faster.


The best heated clothes airers you can buy

1. Aldi Easy Home Heated Airer

The best heated clothes airer 

Heated clothes airer in room with washing hanging

Image credit: Aldi

Rails: 20
Weight: 3kg
Size:  L147 x W54 x H94cm
Foldable? Yes
Cable length: 1.4m

Reasons to buy
– Reasonable price
– Easy to setup
– Lightweight and foldable
– Can be used to dry sheets, towels and clothes

Reasons to avoid
– Large footprint
– Can only hold around 20 pieces of clothing

Offering plenty of space to dry clothes, sheets and towels, this Aldi airer is our best pick for all households. Especially thanks to its budget-friendly price tag, that is. With a total of 20 rails, it offers enough space to dry anything from long garments to pairs of socks and even your luxurious bath towels. Rest assured it’s also lightweight and folds away nice and neat so that you can slot it down the side of your fridge, inside a cupboard or beside your washing machine with ease. Just use it with the fabric cover that comes included, to speed up drying time.

This airer has wings so that you can dry dresses, jumpsuits and trousers without them touching the floor. It’s constructed from sturdy aluminium so that you can even use it to hang heavy wet towels, plus this also means it won’t rust. It’s basic, but rest assured it’ll be there when your tumble dryer isn’t large enough, or so that you needn’t hang wet clothes on your radiators. It’s also ideal for small households with smaller washing loads to tackle.

Buy now: Easy Home Heated Airer, £39.99, Aldi

2. Black + Decker 63099 3-Tier Heated Clothes Airer

The best heated clothes airer for families

Black + Decker 63099 3-Tier Heated Clothes Airer

Image credit: Black + Decker

Rails: 30
Weight: 5.5kg
Size: H140cm x W73cm x D68cm
Foldable? Yes
Cable length: Not mentioned

Reasons to buy
– Small footprint considering how many clothes it can dry at once
– 3-tiers to dry a 15kg load at one time
– Foldable to a small size

Reasons to avoid
– Couples or single households might want to opt for a smaller airer

This beast of a heated dryer from Black + Decker boasts three tiers and it can hold a 15kg load, thanks to a whopping amount of 30 rails. Simply just lay your wet clothing or towels over each bar and switch this airer on. The heat it produces should help to dry your clothes faster, and once you’re done, it folds flat. It’s great for anyone who often has a lot of washing to do in one go, and it can hold an impressive amount of clothing whilst taking up a small amount of floor space. It’d fit perfectly in a utility room, otherwise you could use it tucked neatly in a corner in your bedroom. As for bedding, you can throw a sheet or duvet cover over the top of this airer and switch it on to do its magic.

This 5.5kg airer is lightweight and foldable to an impressive size once switched off and cold. You can store it underneath furniture, inside a cupboard or slide it in between your large appliances. It’s super easy to use and we can’t think of any reason you shouldn’t buy it, apart from the large (yet understandable) price tag. Just note that if you don’t often have a lot of washing to do,  this might be too large for your needs.

Buy now: Black + Decker 63099 3-Tier Heated Clothes Airer, £109.99, Amazon

3. Dry:Soon Drying Pod

The best heated clothes airer for shirts

Dry:Soon Drying Pod open with clothes hanging inside

Image credit: DrySoon

Rails: 6
Weight: 3.5kg
Size: D62cm x H146cm
Foldable? Yes
Cable length: 1.85m

Reasons to buy
– Won’t leave your clothes super creased
– Small footprint
– Great for thin clothes
– Ideal for using to dry clothes that can’t be tumble dried
– Lightweight and foldable
– Timer function

Reasons to avoid
– Takes 2 hours+ to dry jeans and thicker clothes
– No hooks to secure hangers in place on rails
– Makes noise (although it is quiet)
– Can’t tackle an entire laundry load
– Doesn’t come with hangers

Use this heated clothes airer for drying a smaller load, such as a few shirts or polo tops, with ease. Simply enough, all you need to do is pop your wet clothes on a hanger and then hang them on the bars inside this pod. Zip up the cover and switch it on, then sit back and relax as hot air will circulate inside until your clothes are ready to wear. With enough space for you to hang 12 garments at any one time to dry, this airer can dry lightweight clothing in less than an hour, and thicker clothes such as jeans in around two hours. This might not be the best option for drying an entire load, but it is a great addition to your home if you have a tumble dryer, but don’t like to use it for jeans or certain shirts because it makes them so creased. It’s also great for use on clothes that can’t be tumble dried.

Designed by a laundry expert, this airer should rid the need for you to iron your clothes. Due to its nature, and because it dries your clothes whilst they are on hangers, this should blow the creases right out of your garments. Lightweight and sitting on three legs, it takes up little floor space whilst in use and it’s foldable once your load is dry. It’s made from robust aluminium to stand the test of time, although some reviewers noted that they wish it came with hooks on the rails, to keep their clothes in place whilst drying. Just be warned that, unlike a rack, this airer will make noise when in operation. It is quiet at 52dB, but it’s not silent. Use the handy timer function to set this heated clothes airer for 3 hours. This way you can go about your day rest assured it will switch off in case you forget to unplug it.

Buy now: Dry:Soon Drying Pod, £79.99, Lakeland

4. Homefront Electric Heated Airer Dryer Rack

The best looking heated clothes airer

Homefront Electric Heated Airer Dryer Rack with 6 rails, orange, grey and pink towels hanging

Image credit: Homefront

Racks: 6
Weight: 7.28kg
Size: H90.5cm x W53.5cm x D36cm
Foldable? No
Cable length: Not listed

Reasons to buy
– Slimline design
– 2m of usable space
– Looks great

Reasons to avoid
– Families will need more rails than this can offer
– Heavy than other models at 7kg+

Check out this smart looking heated clothes airer, that’s brilliant for smaller homes and smaller loads. It offers just six rails to dry your clothes and towels, which means it can be moved from room to room with ease thanks to its compact size. We’d avoid using it for bedding due to its small height, but it is admittedly handy for housing a few items that can’t otherwise be tumble dried if you would rather avoid hanging clothes on your radiators. Oh, and did we mention that it looks great? A far cry from other heated clothes airers, this one isn’t just compact to make it an unobtrusive addition to your home, but its silver finish makes it look luxurious and a little like a heated towel rail you’d find in a posh bathroom, yet on feet.

Thanks to its small size, this airer can be stored underneath a bed or in a cupboard with ease after use. And since it’s made from tough aluminium and ABS plastic, it will definitely last for years of use in your home, whether you’re using it for damp towels or wet clothes. It’s a great option for couples or those who also have a tumble dryer but want something to help juggle the loads.

Buy now: Homefront Electric Heated Airer Dryer Rack, £54.99, Robert Dyas

5. Dry:Soon Deluxe 3-Tier Heated Airer

The best large heated clothes airer

Dry:Soon Deluxe 3-Tier Heated Airer in room with washing hanging, and washing folded on side

Image credit: Dry:Soon

Racks: 36
Weight: 7.7kg
Size: D70 x L74 x H132.5cm
Foldable? Yes
Cable length: 1.35m

Reasons to buy
– Timer function
– Lots of space for tackling a lot of washing
– Great for families
– Accessories available but sold separately

Reasons to avoid
– Not the best for small homes
– Needs a dedicated space, such as a utility room
– Heavy, which is expected due to its size
– High price tag

Set up this heated clothes airer in your utility room and sit back and marvel at all it can do. This is a heated clothes airer that can tackle a mountain of wet washing, from bedsheets to socks plus pants, shirts and more. Though be warned: it takes up a lot of space when in use, so it’s definitely one to hide away in a utility room as it would easily overwhelm a kitchen. It can offer 21 metres of total useable rack space. A total of 12 racks sit on 3 levels, meaning there are 36 rails in total. Due to its height, this rack can be used to dry bed sheets and fitted sheets, too.

Yes, although sizeable, this heated clothes airer is foldable. Its aluminium frame folds to be 9cm deep to make it easy to store away perhaps in a garage or a cupboard. This is definitely the best heated clothes airer out there if you don’t have a tumble dryer to rely on too, as it will make drying one or two loads doable at one time. It’s ideal for families especially since it offers a timer function so that you can set it and go about your day, worry-free. There are several attachments that you can buy separately, to use along with this airer, including a mesh shelf for drying delicate or smaller items when flat.

Buy now: Dry:Soon Deluxe 3-Tier Heated Airer, £179.99, Lakeland


What to consider when buying a heated clothes airer

Size
Don’t overestimate how large a heated clothes airer can be once unfolded. Before you choose one, think about where it will live when in operation. Remember this needs to be near a plug socket and away from children and pets. For most people, this will be a utility room, so in this case, you might want to consider what available floor space you have whilst still being able to open doors and access your washing machine.

Is it foldable?
This is super important when it comes to storing your heated clothes airer after use. The majority of airers are foldable, for sliding underneath furniture or hiding in a cupboard. The only airer on our list that isn’t foldable is naturally compact in size, so it can still be stored away with ease. Make sure to measure the size of the clothes airer you are considering whilst folded, to check that it fits in the storage space you have in mind.

Construction
The majority of heated clothes airers are made of stainless steel or aluminium, mostly for durability for when trying to dry wet and heavy clothes and towels, but also because this material is anti-rust.

The post Best heated clothes airer – 5 top buys for when your washing line is out of action appeared first on Ideal Home.

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News and Tips

10 kitchen organisers to transform your pantry

January 31, 2022 by Louie Alma Photography No Comments

10 kitchen organisers to transform your pantry

Kitchen organisers can transform even the messiest and most cluttered of kitchens. Whether it’s a fresh set of tupperware that will slot together to prevent chaos every time you open your cupboards, or some chic storage jars that keep your dried good airtight while creating an eye-catching display, kitchen organisers are an investment that will get used day in and day out in your home.

Pantries can often be a hidden messy zone in the kitchen, but even if you’re the only one who sees it, it can be stressful to rummage through bag after bag of baking supplies and dried pulses to find the ingredient you need. And because amongst the mess it’s easy to lose track of what you have and haven’t got in stock, you may even find that you ran out of the thing you’re looking for when it’s too late to run out and replace it.

Kitchen organisers can help, with transparent designs that make it easy to see if you’re running low on any of your staples and secure lids to prevent any spills while you root through your cupboards. Take a look at some of our favourites, or check out our kitchen storage ideas for more great tips.


The best kitchen organisers to keep your pantry stocked in 2022

Brabantia Glass Stackable Jars: View at Amazon
This trio from Brabantia is great value and easily stackable. The silicone seal locks in freshness, and the glass jars are dishwasher-safe.

View Deal

Stasher Silicone Storage Bags: View at Amazon
Stasher’s storage bags are also perfect for keeping your leftovers airtight in the fridge. They’re completely re-usable and made of 100% pure platinum food-grade silicone.
They are also suitable for putting straight into the microwave, and you can even use them to steam or sous vide.

View Deal

Kilner Square Glass Top Jar: View at Amazon
Kilner jars are iconic for pickling or simply preserving dry foodstuffs.
Buy a set and display them on your shelves, or pick up one to keep your coffee beans next to your machine, ready for its next topup.

View Deal

OXO POP Square Plastic Kitchen Storage Containers, Set of 5: View at John Lewis & Partners
The Pop lid on these kitchen storage containers from Oxo will make sure that your foods are secure and airtight. It includes a 2. 1-Qt container,1. 5-Qt container, two 0. 9-Qt containers, and a 0. 3-Qt container to fit a variety of pastas, grains, and flours.

View Deal

Joseph Joseph Nest Lock 5-Piece Storage Container Set: View at Very
If you’re used to dealing with an avalanche of tupperware every time you open the cupboard, this nesting lock set from Joseph Joseph will cut back on the clutter. Plus, we love the rainbow design.

View Deal

ZWILLING Fresh&Save Starterset: View at Amazon
Complete with a resealable suction pump, the Zwilling Fresh&Save range includes a selection of reusable bags and two stackable glass containers. Perfect for keeping your vegetables or leftovers fresh for longer, and with a microwave and sous-vide-safe design.

View Deal

Sass & Belle Pressed Flowers Glass Storage Box: View at Amazon 
A beautiful lunchbox, or the perfect place to store low-profile leftovers, this Sass & Belle glass storage box is adorned with dried flowers and comes with a wooden, silicone-sealed lid.

View Deal

John Lewis & Partners Ribbed Glass Storage Jar: View at John Lewis 
Elegant and affordable, the Ribbed Glass Storage Jar has an airtight lid that’s perfect for storing tea, coffee, sugar, and even biscuits. It comes in 1 or 3 litres.

View Deal

Brabantia Set of 4 Square Stackable Food Canisters: View at Amazon
Transparent and space-efficient, this set of four stackable food canisters is perfect for those tight spots in the kitchen. There are two 0.7 litre jars and two 1.6 litre jars, and the plastic design means you won’t have to worry about breaking them.

View Deal

Sistema Brilliance Leakproof Food Storage Container: View at Amazon
This pack of six Sistema Brilliance Leakproof Food Storage Containers is amazing value. The handles click very firmly into place to keep leftovers and food prep secure in the fridge or in your bag.

View Deal

Where to buy kitchen storage?

Keep on searching for items to fill your pantry below. Here’s where to browse more of our favourite products…

Amazon food storage products
John Lewis & Partners food storage
Very.com top picks for pantries

The post 10 kitchen organisers to transform your pantry appeared first on Ideal Home.

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Does CCTV reduce home insurance? To help save money

January 31, 2022 by Louie Alma Photography No Comments

Does CCTV reduce home insurance? To help save money

There are few things worse than coming home to find that your house has been broken into. You might consider installing CCTV as a preventative measure. While it can add a layer of security to your home and offer peace of mind, you may ask does CCTV reduce your home insurance?

Although the number of burglaries fell by 24% in the year to June 2021 compared with the previous year, as people spent more time at home, there were still 265,508 burglaries in England and Wales according to the Office for National Statistics.

Anything you can do to reduce your chances of being burgled is worth considering. In some cases could cut the cost of your buildings and contents insurance.

Can installing CCTV reduce your home insurance premiums?

House exterior with teal blue font door

Image credit: Future PLC

The more secure your home is the lower your home insurance premiums should be. This is because there’s less risk for the insurer as you are less likely to have to make a burglary claim. The crime rate in your area is also taken into account.

Insurers usually ask you the following when you’re taking out home insurance as they consider these to be factors that have an impact on whether your home is targeted by burglars and what they can steal:

  • Whether your home is left empty for more than 30 days in a row.
  • Whether people are at home during the day, at night or both.
  • The type of lock you have on your front door and any other external ones, such as patio doors.
  • If your windows have locks.
  • If your home has a working burglar alarm.
  • Whether you have a lockable safe in your home.
  • If there’s an active neighbourhood watch scheme in your area.

However, insurers don’t usually ask about CCTV and are unlikely to cut your premiums if you have it.

‘We are not aware of any discounts for its use being offered on home insurance policies,’ says Graeme Trudgill, executive director of the British Insurance Brokers’ Association. ‘Possibly because its installation does not prevent entry, as locks and bolts can, nor curtail a burglary as an activated intruder alarm might,’

CCTV (closed-circuit television) is where you have cameras around your home to capture images of any potential or actual intruders inside or outside. You can choose to have it monitored remotely by a security firm or, if it’s a smart system, monitor it yourself from your smartphone.

Vampire energy

Image credit: Future PLC/ Emma Mitchell

Sarah Smith, head of underwriting for home, pet and travel at LV= General Insurance, explains why it doesn’t give a discount for CCTV: ‘It may be a deterrent but, unless the system is actively monitored, it’s more of an after-the-event potential means of identifying the thieves.’

Although you won’t get reduced premiums, CCTV could still cut your insurance costs in the long run as if it stops you getting burgled you won’t have to make a claim for it. You won’t have to pay the excess (the amount of any claim you have to pay yourself) or the higher premium that usually results from a claim when you renew your insurance.

How much does CCTV cost?

If you want to install CCTV to give you peace of mind it can be expensive.

Prices including installation range from around £500 for a basic system to up to £1,800 or more depending on how many cameras you have and other factors such as whether you want extra features like night vision.

So, even if you do save money on insurance by not having to make a burglary claim it could take years for the investment to pay off.

More affordable options

There are cheaper options than CCTV. You can buy a good wireless smart security camera suitable for outdoor use for less than £40 and mount it yourself. Cameras for indoor use start from around £20.

You can also buy a best video doorbell, such as Amazon’s Ring, from around £50. These allow you to see who’s outside your property without opening your front door or if you’re not at home and capture footage of them. They also let you speak to people on your doorstep.

best security camera: Ring Video Doorbell 3 Plus

Credit: Ring

As with CCTV, other types of security cameras and smart doorbells won’t give you a discount on your insurance but some insurers may reduce premiums if you improve your security generally.

‘The extent and scope of any discounts will differ between insurers so if you are considering additional security features it’s worth checking with your insurer before you buy,’ advises Malcolm Tarling of the Association of British Insurers.

Bear in mind that if you’re installing any cameras that capture images of people outside the boundary of your property certain regulations apply to protect their privacy. Read the advice on Gov.uk to find out what you need to do to comply.

The post Does CCTV reduce home insurance? To help save money appeared first on Ideal Home.

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